September 9, 2026 New What Will You Leave Behind? (A big question!)

In my retirement years, I’ve been thinking a lot about legacy. What are the things a person leaves behind as they walk through life? How will people remember you? What influences will you pass along to family, friends, and co-workers?
To me, there are two types of legacies:
- The capital-L Legacy is the overarching legacy, the way you’ll be remembered after you pass on.
- The lowercase-l legacy is the briefer, shorter-term one, the impact you have on those around you on a daily basis.
Both types of legacies are important, and this week I will be focusing on the capital-L Legacy, the one that deals with your long-term impact. (My next post will address “everyday legacy,” so stay tuned!)
Everyone makes their mark on history, whether in a soft, subtle way or in a visible, major way. In reality, most of us will have a smaller ripple than the big names in history, but that’s okay! Even if you can positively impact five or ten people, that’s a Legacy worth leaving.
Keep in mind, your Legacy goes beyond money or finances (although philanthropy, charitable giving, and estate planning could be part of it). Your Legacy might be tied to your volunteer work, or your generous and loving spirit, or the way you prioritize your family. It might be rooted in your dedication to your career and all the people you supported and mentored along the way. Or it could be tied to your faith and your involvement in your worship community.
Legacy could also be tied to the things you created—photographs you took, woodworking projects you created, paintings you made, or essays you wrote. For years, I’ve worked with Kate Leibfried, founder of Click Clack Writing, and she often focuses on this type of work (ghostwriting memoirs and business books for her clients). Recently, she spoke about this type of Legacy in a webinar for Everbright Legacy Law. One of her main messages was that words (particularly those that come from the heart and are not AI generated) have staying power. If you want to tell your true, authentic story, what’s stopping you? Everyone has a story to tell, and it could be worth writing it down.
Keep in mind, big-picture Legacies do not happen overnight. They are the result of years of living authentically, planning, giving, and being involved. As a thought exercise, consider this: What would people write in your memorial or obit today? If you are unsure or if you don’t think they would write what you’d want to hear, consider how you might change that. If you want to be known for your generosity, start planning how to amplify your giving. If you want to leave a Legacy of good works/volunteerism, figure out how to do that. If you’d like to leave behind your physical creations, start making more art!
Just make sure you’re doing what feels authentically and wholly you. A Legacy doesn’t have to be flashy or loud. It should simply reflect who you are at your core.
MARGARET SMITH IS A CAREER COACH, AUTHOR, INSIGHTS® DISCOVERY (AND DEEPER DISCOVERY) LICENSED PRACTITIONER, AND FOUNDER OF UXL. SHE HOSTS WORKSHOPS FOR PEOPLE WHO NEED CAREER OR PERSONAL GUIDANCE.
Tags: capital L legacy, defining your legacy, legacy work, Margaret Smith life coach, Margaret Smith Minneapolis career coach, what will you leave behind
- Leave a comment
- Posted under Advice from a Life Coach, Changing Your Life, Goals
August 19, 2026 Learning to Sit with the Problem

“If I had an hour to solve a problem I’d spend 55 minutes thinking about the problem and 5 minutes thinking about solutions.” –Albert Einstein
We are a nation of quick actions, and we often expect instantaneous results. We want the solution yesterday, and that sometimes prompts us to make hasty decisions—decisions that may not work in the long term. But what if we flipped this way of thinking on its head and intentionally spent more time considering the problem than going for the solution? How might that change things?
Traditional Problem-Solving Approaches
As I move deeper into retirement mode and officially step away from my career, I recognize that many skills we learn in the business world apply to everyday life (see my latest post on this topic). That’s certainly true with problem-solving. We all encounter issues, whether in the office, while taking a post-retirement RV trip, or navigating issues with a friend group or with family members. Whatever the case, it’s possible to engage in strategic problem-solving that goes beyond your impulse to fix things NOW.
If you’re like me, you enjoy brainstorming sessions. You’re energized by the creative process where you toss ideas onto a white board and see which ones stick. This is typical “yellow energy” behavior (see my post on the four Insights Discovery color energies to learn more). People like me enjoy spontaneous problem-solving, talking through difficulties, and offering off-the-cuff solutions. We also tend to adopt whichever solution seems like the best option without overthinking it or plunging too deeply into the analytics.
People on the other end of the spectrum (those who tend to lead with more blue energy) are not terribly fond of this method. They like a more analytical approach…and if a solution is offered, they will examine it closely to determine whether or not it might be a viable option.
Neither method is wrong, but both are lacking something in their approach. Some experts argue that focusing too much on solutions is the wrong way to go about problem-solving in the first place. They claim that you (or your team) will ultimately arrive at a better solution if you live in the problem for a while.
Let the Problem Marinate
The thinking behind this claim goes like this: You can’t really come up with a good solution until you understand the problem inside and out. So, instead either of tossing out whichever ideas pop into your head OR getting analytical with potential solutions, this method calls for everyone to take a step back and really examine the problem in front of them.
Author and Stanford professor, Tina Selig, calls this approach “frame storming.” She believes that if you want to unlock innovative solutions, you have to “fall in love with the problem.” Get to know it inside and out. Ask the tough questions that get to the heart of the issue.
By spending more time considering the problem, you are more likely to take into account all the factors that are at play. Who is affected? How? Does this particular problem create other problems? Would one type of solution only partially solve the problem or, perhaps, solve it for a short period of time?
This approach forces everyone to slow down and consider the dilemma in front of them, before taking action.
So, next time you are faced with a sticky problem, try “frame storming.” Spend more time immersed in the issue at hand before moving to a solution. This way of thinking can help you in all aspects of your life, whether professional or personal.
MARGARET SMITH IS A CAREER COACH, AUTHOR, INSIGHTS® DISCOVERY (AND DEEPER DISCOVERY) LICENSED PRACTITIONER, AND FOUNDER OF UXL. SHE HOSTS WORKSHOPS FOR PEOPLE WHO NEED CAREER OR PERSONAL GUIDANCE.
Tags: Margaret Smith Minneapolis career coach, Margaret Smith professional speaker, problem solving approach, problems before solutions, sit with the problem, slow problem solving
- Leave a comment
- Posted under Advice from a Life Coach, Better Business, Goals
August 5, 2026 Applying Your Skills and Talents to Retirement

Retirement can seem like an end, or the closing of a chapter. Since we naturally mourn endings, this might seem like a sad or confusing time for some people, especially those who have spent most of their lives in the rhythm of work. And those who tend to link their identity to their career (I wrote about this last month; click HERE for more).
But we do not necessarily need to think of retirement as an end. Instead, it could be a continuation—a continuation of all the skills, lessons, habits, and talents we have acquired during our careers.
Don’t Toss Your Skills Away
When you retire, there’s no need to throw away all the wisdom and practical skills you accumulated as a professional. In fact, I see that as both a disservice to yourself and others. You’ve spent hours building your skillset, acquiring expertise, and learning lessons of all types, and it would be a shame to let that go to waste.
Instead, I challenge you to take an inventory of your competencies and start thinking about how they can be applied to a post-retirement life. This doesn’t mean you have to go back to work, but it could mean leading a committee, spearheading a volunteer initiative, or applying your creativity to a community project. Or it could simply mean helping your children or grandchildren by applying your background experience to their lives (admin and/or planning skills, artistic ability, communication prowess, etc.).
Alternatively, you could use your talents to plan leisure activities or getaways. Are you hoping to read more? Consider planning a book club (this could entail using communication, coordination, and planning skills). Looking to take a cross-country road trip? Put your logistics planning expertise to the test. Hoping to live abroad for part of the year? Use your love of lifelong learning to begin practicing a new language.
Reflecting on Skills
When thinking about the skills, do not discount anything as too small or seemingly insignificant. Start listing the abilities that come to mind. For example, you might excel at any of the following:
- Leading a team
- Engaging in tough conversations
- Listening
- Planning/coordination
- Clear communication
- Creativity (creative thinking, writing, and/or design)
- Cheerleading or drumming up excitement/support
- Analytics
Keep your list handy and add to it whenever you think of an additional skill. You might also ask your friends or family members what abilities or talents come to mind when they think of you.
Once you have your list, you can determine how these skills could apply to your retirement passions and/or projects. Are you hoping to volunteer at your grandchildren’s elementary school? You might use your artistic creativity to help with school plays, classroom art, etc. Would you like to volunteer in the community? You might lean on your communication abilities and leadership experience to spearhead an initiative.
In short: You’ve earned these skills, and they don’t have to fade away when you retire. Thinking of ways to employ them will help keep you sharp while simultaneously serving those around you. Your experience was hard-won, so why not carry it into this new chapter?
MARGARET SMITH IS A CAREER COACH, AUTHOR, INSIGHTS® DISCOVERY (AND DEEPER DISCOVERY) LICENSED PRACTITIONER, AND FOUNDER OF UXL. SHE HOSTS WORKSHOPS FOR PEOPLE WHO NEED CAREER OR PERSONAL GUIDANCE.
Tags: apply skills to retirement, margaret smith career coach, Margaret Smith life coach, retirement skills, retirement transitions, use abilities in retirement
- Leave a comment
- Posted under Advice from a Life Coach, Changing Your Life, Goals

