Category Archives: Goals
December 18, 2024 When a Change is on the Horizon

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For the past couple of years, I have been toying with the idea of retirement. However, whenever I think my plan is in place and I’m ready to begin heading toward the “off ramp,” I gain a new client or speaking gig, or an exciting new opportunity lands in my inbox. So, I delay a while longer. However, a part of me is realistic about the inevitable path ahead, so I’m taking actions that will help me when this moment of transition comes: I’m observing, listening, and learning from others.
Technically, I retired once already when I left my leadership role at 3M. That time was different, though, because I was still fairly young and had some vague plans for starting a second career—the coaching business that became UXL. This time feels more final.
So, what have I learned from observing and listening to those who have made a leap into retirement? These are a few of my takeaways:
Reframe Your Identity
For many of us, our identity is closely tied to our work. When you meet someone new, it’s common to ask, “What do you do?” Once you retire, that question can seem daunting or even embarrassing. No one wants to say, “Well, I used to be…” You can, however, take ownership of your identity and reframe it. For example, instead of saying “I’m retired,” you could say, “I volunteer at the local animal shelter and am spearheading a project focused on children’s literacy.” This allows you to focus on the activities and interests that are important to you, rather than defining yourself by what you used to do. Embracing a new identity can help you feel more purposeful and engaged in this next chapter of your life.
Find Your Community
When you step away from a workplace, you end up losing an entire group of people that you regularly see. This may leave a gap in your social life, and you might feel like you’re missing something, especially if you regularly interacted with your work team or colleagues. Building a community outside of the office is essential. These could be friends, a book club, a community volunteer group, a church committee, or any type of organization that allows you to connect with others. Finding ways to build new relationships and stay socially engaged can help ease the transition into retirement.
Maintain a Routine
Many retirees find that maintaining a routine is crucial for their well-being. Without the structure of a traditional workday, it’s easy to feel adrift. Establishing a daily or weekly schedule can provide a sense of purpose and help you stay productive. This could include exercising, pursuing hobbies, volunteering, or even scheduling regular social activities. Maintaining a routine can help you feel grounded and prevent boredom or a sense of aimlessness. Additionally, I’ve learned that it’s important to leave room for spontaneity and flexibility, so you don’t feel overly constrained.
Stay Active and Engaged
Keeping your mind and body active is crucial. Retirement is an opportunity to explore new interests and expand your knowledge. Consider taking classes, attending lectures, or pursuing hobbies you’ve always wanted to try. It’s also a good idea to stay in motion, which might mean pursuing an active hobby like hiking, cycling, or swimming. Staying engaged can help prevent boredom, provide opportunities to learn something new, and help you stay active and physically fit.
Embrace Flexibility and Adaptability
As you navigate retirement, be open to embracing change and adapting to new circumstances. Your plans and expectations may evolve over time, and it’s important to remain flexible. Be willing to try new things, explore new possibilities, and adjust your routines as needed. Retirement is a journey, and being adaptable will help you make the most of this new chapter.
Remember, there is no one-size-fits-all approach, so be patient with yourself as you navigate this transition. With an open mindset and a willingness to try new things, you can create a fulfilling and meaningful retirement that aligns with your values and interests.
These are just a few of my observations and learnings from people who are thriving in retirement. To me, it is mainly important to maintain an open mindset, have patience, and allow your retirement years to take whatever shape they will. Retirement is not a singular destination, but a dynamic journey that evolves over time. Someday in the not-so-distant future, I will embark on this journey too…but not quite yet.
MARGARET SMITH IS A CAREER COACH, AUTHOR, INSIGHTS® DISCOVERY (AND DEEPER DISCOVERY) LICENSED PRACTITIONER, AND FOUNDER OF UXL. SHE HOSTS WORKSHOPS FOR PEOPLE WHO NEED CAREER OR PERSONAL GUIDANCE.
CHECK OUT MARGARET’S ONLINE LEADERSHIP COURSE.
Tags: change on horizon, gearing up for retirement, learning about retirement, margaret smith career coach, Margaret Smith life coach, preparing for retirement, retirement lessons
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- Posted under Advice from a Life Coach, Changing Your Life, Goals
October 9, 2024 Dedicating Time to Work ON, Not Just IN, Your Business

When you run your own business, it is easy to become completely immersed in your work. You may have multiple clients to juggle, various meetings to attend, or a never-ending stream of tasks to complete. While this level of immersion can be productive in the short-term, it’s important to also step back and work on your business, rather than just in it.
Taking the time to examine and reflect on your business allows you to focus on the bigger picture, identify areas for improvement, and make strategic decisions that will drive long-term growth. Temporarily removing yourself from the day-to-day operations can give you some perspective and help you become a more effective business owner.
Although many people understand that working on their business is a good idea, they might resist doing so due to perceived time constraints, a fear of neglecting current responsibilities, or a lack of clarity on how to effectively work on their business. However, making time for strategic planning and reflection is crucial for long-term success. By prioritizing this type of work, business owners can identify opportunities, address challenges, and position their company for growth.
To overcome mental barriers related to working on your business, I suggest the following tips:
Set Aside Time
If you’re like many people, if it’s not on the calendar, it’s not getting done. That’s why it’s a good idea to intentionally schedule dedicated time for strategic planning, reflection, and tasks related to your business as a whole. Block off time in your calendar and treat it as an important meeting. To simplify scheduling, consider making this a recurring appointment by setting your calendar to block off this time every month or every other week.
Prioritize
It’s important to identify specific areas of your business that need attention, such as marketing, operations, or financial management. Try listing specific tasks that need to be completed and ranking them in order of priority. Then, focus your efforts on these key areas when working on your business. This will help ensure that you’re making the most impactful changes and improvements.
Seek Outside Perspective
Talking to trusted advisors, mentors, or industry peers can provide valuable insights and a fresh perspective on your business. They may be able to identify areas for improvement or offer suggestions that you hadn’t considered. You could also collect feedback from clients (if it seems appropriate), asking them questions such as, “Do you find my website easy to navigate? What would you change?” Or: “How did you originally hear about my business?” Don’t be afraid to ask for input and feedback to help guide your strategic planning.
Break Down Larger Goals
Some goals for your business may seem overwhelming or intimidating. If that’s the case, it’s a good idea to break down these larger objectives into smaller, actionable steps that you can tackle incrementally. That way, you can make steady progress without feeling bogged down by the enormity of the task. Celebrate small wins along the way, as they’ll help keep you motivated and focused. Remember, even small improvements can have a big impact over time. By breaking down your goals, you’ll be able to tackle them in a more manageable and sustainable way, ultimately driving your business forward.
While it may require some initial effort, the benefits of working on your business rather than just in it can be transformative for your organization’s trajectory. By carving out dedicated time to focus on the bigger picture, you can gain valuable perspective, identify strategic opportunities, and make informed decisions that will propel your business forward. Embracing this approach can help you become a more effective leader, drive sustainable growth, and ultimately achieve your long-term goals. Remember, the time you invest in working on your business is an investment in its future success. Embrace this practice, and watch as your company reaches new heights.
MARGARET SMITH IS A CAREER COACH, AUTHOR, INSIGHTS® DISCOVERY (AND DEEPER DISCOVERY) LICENSED PRACTITIONER, AND FOUNDER OF UXL. SHE HOSTS WORKSHOPS FOR PEOPLE WHO NEED CAREER OR PERSONAL GUIDANCE.
CHECK OUT MARGARET’S ONLINE LEADERSHIP COURSE.
Tags: business logistics planning, business planning, Margaret Smith business coach, Margaret Smith professional speaker, work on not just in business, working on business
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- Posted under Better Business, Goals
August 7, 2024 Why to Occasionally Let Go of Mental Toughness

Many people I know (especially female professionals) put a lot of pressure on themselves. They attempt to do “everything for everyone.” They convince themselves they need to be perfect. They stretch themselves too thin. All the while, these overworked individuals march forward, not allowing themselves a break, time to vent, or the grace to seek support.
We do NOT have to be this mentally tough at all times. In fact, it can be beneficial to take off our armor from time to time. Why?
Because always being mentally tough can lead to burnout, emotional exhaustion, and a lack of self-care. It’s important to allow ourselves to be vulnerable, ask for help, and take breaks when needed. Embracing our humanity and accepting our limitations can actually make us stronger in the long run. Additionally, allowing ourselves to be imperfect and to seek support when necessary is a sign of strength, not weakness.
But how can you tell when you need to slow down, step away, or seek help? Some signs include:
- Regularly feeling overwhelmed, stressed, or anxious
- Having difficulty concentrating or making decisions
- Neglecting self-care activities like exercise, healthy eating, or sleep
- Increased irritability or moodiness
- Withdrawing from friends, family, or beloved activities
- Physical symptoms like headaches, stomach issues, or fatigue
Recognizing these signs and taking steps to address them, such as prioritizing self-care, setting boundaries, and seeking support, can help you prevent burnout and maintain a healthy, balanced life. It’s a sign of strength, not weakness, to acknowledge when you need to slow down and take care of yourself. It takes plenty of courage to speak up, make a change, or ask for help!
Taking action can ultimately help build your resilience and effectiveness in the long run. Keep in mind, you’re running a marathon, not a sprint, and it’s important to pace yourself. Remember, self-care is not selfish—it’s necessary for maintaining your physical and mental well-being.
In short, you don’t have to be mentally tough all the time. Embrace your humanity, be kind to yourself, and don’t be afraid to step back when you need to recharge. Your strength lies in your ability to recognize and address your needs.
MARGARET SMITH IS A CAREER COACH, AUTHOR, INSIGHTS® DISCOVERY (AND DEEPER DISCOVERY) LICENSED PRACTITIONER, AND FOUNDER OF UXL. SHE HOSTS WORKSHOPS FOR PEOPLE WHO NEED CAREER OR PERSONAL GUIDANCE.
CHECK OUT MARGARET’S ONLINE LEADERSHIP COURSE.
Tags: dare to take a break, let go mental toughness, letting go of toughness, Margaret Smith life coach, Margaret Smith LP of Insights, prioritize self care, stepping back
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- Posted under Advice from a Life Coach, Goals

