December 3, 2025 Thoughts on Retirement and Transitions
I have already retired once. In 2009, I officially left my position as a Business Director in 3M. But that wasn’t the end of my career. I knew I wasn’t yet done with teaching others, imparting leadership lessons, and providing guidance, so I set up UXL, an organization dedicated to helping people navigate transitions, improve leadership, and capitalize on opportunities.
After over 16 years of running UXL, I have made the difficult decision to ease into retirement. I’m considering these next few months my “off ramp” and will be getting all my ducks in a row for stepping away from my career. It’s time to enjoy some travel, spend time with my kids and grandkids, and stay engaged in community activities and organizations.
With this in mind, I put together a few thoughts about retirement (in general) and my plan going forward:
The word retirement carries many different emotions: fear, anxiety, excitement, enthusiasm, relief, and joy. Joy because you worked hard to be at this point and you are well-prepared, fear because of the wonderful relationships, support, friendships, and business associates that have been such an important part of your life, and the thought of not engaging with them on a regular basis is sad.
I wrestled with the whole idea and the right timing. But, like so many other life decisions, there is no perfect time. I just had to set a date and work toward it, keeping a positive attitude and looking for opportunities that exist in the next chapter of life. This whole transition is made more difficult by the fact that I love what I do and genuinely like the clients I work with. But every transition carries a whole series of emotions and thoughts.
In my situation, I have the luxury of being able to step away from UXL slowly. Over the next several months, I will wrap up contracts and stop taking on new clients and projects. As you may know, one of the cornerstones of my business is the Insights Discovery program. To ease out of this practice, I have helped Stephanie Elliston of The Steady Elevation (stephanie@thesteadyelevation.com) take over my work. She is a wonderfully skilled and savvy individual, and I know she will thrive as a Licensed Practitioner of Insights Discovery.
My other work on leadership development and career coaching will go to a variety of people that best fit the needs of particular individuals and organizations. I would be glad to give referrals if you need some help identifying the right person.
I will also be continuing my blog posts and newsletter for a few more months, since I believe I still have some wisdom to impart. So, stay tuned!
What will I be doing?
Spending time with family: With a son and his family living on the west coast and another son and his family living a few houses away from us, I am looking forward to having a relationship with my grandchildren that I have dreamed of. I spent a lot of time with my grandmothers and always envisioned the same for me. Now I get that chance.
Traveling: Not only will I be traveling to the west coast to visit my son and his family, I will also periodically visit the rest of my family, who lives on the east coast. So, I may not know what time zone I am in for a while! I am looking forward to reconnecting with my siblings and their families. Additionally, I plan to travel abroad from time to time, but that’s all TBD!
Volunteering in my Community: There is so much to do to help make a community, and I plan on getting more involved with the Chamber, my church, and the causes that are important to me. When you work full-time there is not as much time or energy to give, but now I can. Watch out Stillwater!! I love bringing people together, as my neighbors can attest! Together, we have built a wonderful little section of town that cares for each other, celebrates, and knows how to have fun.
Have you thought about your retirement, or perhaps a “rewiring” or rejuvenation, if it is not yet time to fully retire? Who would you like to reconnect with, where are your strengths needed (many nonprofits need professional help), and what brings you joy?
Although I will no longer be officially coaching others, I always enjoy hearing about people’s plans and intentions. If you’d like to share yours, feel free to send me a note.
MARGARET SMITH IS A CAREER COACH, AUTHOR, INSIGHTS® DISCOVERY (AND DEEPER DISCOVERY) LICENSED PRACTITIONER, AND FOUNDER OF UXL. SHE HOSTS WORKSHOPS FOR PEOPLE WHO NEED CAREER OR PERSONAL GUIDANCE.
Tags: easing into retirement, margaret smith career coach, Margaret Smith Minneapolis career coach, retirement lessons, retirement transitions, thoughts on retirement and transitions
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